Total Weather Insurance (TWI) Winter Wheat 2012 protects you from financial loss due to bad weather, even when you fully utilize federal crop insurance.

Utilizing advanced agronomy, historical yield and loss data, and weather history and forecasts, TWI Winter Wheat 2012 covers the major weather perils growers may face throughout the winter wheat growing season:

Early Stage Drought that can limit germination and fall tillering

Planting Rain that can delay planting and limit fall tillering

Freeze Damage that occurs after the first warm spell of the spring

Spring Drought from post-dormancy through grain fill

Heat Stress from flowering through grain fill

Spring/Harvest Rain that can promote disease or delay harvest