Storm Flood Protection

Storm Flood Protection is named peril insurance that offers flexible, multi-purpose insurance that reduces losses caused by excessive rain in a short time period. No matter your risk—whether it be losses from waterlogged fields that rob crops of nutrients and oxygen or standing water that causes splitting, mold and rot—you’re covered.

Storm Flood Protection pays out each time rainfall exceeds the chosen threshold over a specific number of days. You choose the location where rainfall will be measured, the policy period, and the rainfall threshold. You also choose the maximum coverage per acre—the heavier or more frequent the rainfall, the higher the payout.

With Storm Flood Protection, there is no claims process required. The Climate Corporation will send you a check automatically if you experience excess rain, compensating you within 10 business days.

Key benefits

• Insures against yield and quality losses when flooding deprives oxygen, leaches nutrients, encourages rot and disease or causes lodging problems.
• Protects against replanting costs, including seed, labor, fuel, machinery and pesticide expenses.
• Provides coverage for all or a portion of your land.
• Insure as much of your crop value as needed.
• Available nationwide, for any crop.
• Works as independent insurance or supplement to Federal Crop Insurance (MPCI).
• No claims process required. Policyholders are paid automatically at end of policy period.