Rain on Hay Protection

Producing multiple cuttings of hay each season requires smart timing and good weather.

Rain between cutting and baling can cause hay to lose color and protein content as well as encourage mold. Premium quality hay can be quickly reduced to feeder quality hay.

For the first time you can reduce the risk posed by rain on cut hay with Rain on Hay Protection. You choose the policy period (when your cut hay is vulnerable), and how much you’d like to receive for each rain event. The heavier or more frequent the rainfall, the higher the payout.

With Rain on Hay Protection you choose how many acres to insure and how much you want to get paid per acre. There is no claims process required. The Climate Corporation will send you a check automatically if you experience untimely rain, compensating you within 10 business days.

Key benefits

• Available for Alfalfa, Timothy, and any other type of hay.
• Simple, effective way to reduce the financial losses you may face from rain on cut hay.
• Pays out based on severity of rainfall to cover increasing potential loss.
• Provides coverage for all or a portion of your land.
• Insure as much of your crop value as needed.
• Available nationwide, for any crop.
• Works as independent insurance or supplement to Federal Crop Insurance (MPCI).
• No claims process required. Policyholders are paid automatically at end of policy period.