High heat threatens crop development and yields, particularly when it occurs during reproductive stages such as flowering for wheat or soybeans. Hot weather also reduces yields by triggering bolting and weakening fruit set in flowering crops.
Heat Stress Protection is named peril insurance that allows you to reduce losses from heat stress by paying when temperatures exceed your threshold. You specify the temperature and your dates of risk, as well as how much you want to get paid per acre. If the weather is hot, the policy pays.
With Heat Stress Protection, there is no claims process required. The Climate Corporation will send you a check automatically if temperatures are high, compensating you within 10 business days.
Key benefits