Named Perils: All Crops

Heat Stress Protection

High temperatures can cause crops to abort fruit, bolt or wither, potentially shrinking yields over 50%. Shield your income with Heat Stress Protection.

Heat Stress

High heat threatens crop development and yields, particularly when it occurs during reproductive stages such as flowering for wheat or soybeans. Hot weather also reduces yields by triggering bolting and weakening fruit set in flowering crops.

Heat Stress Protection is named peril insurance that allows you to reduce losses from heat stress by paying when temperatures exceed your threshold. You specify the temperature and your dates of risk, as well as how much you want to get paid per acre. If the weather is hot, the policy pays.

With Heat Stress Protection, there is no claims process required. The Climate Corporation will send you a check automatically if temperatures are high, compensating you within 10 business days.

Key benefits

  • Insures against high temperatures that threaten quality and yield.
  • Provides coverage for all or a portion of your land.
  • Insure as much of your crop value as needed.
  • Available nationwide, for any crop.
  • Works as independent insurance or supplement to Federal Crop Insurance (MPCI).
  • No claims process required. Policyholders are paid automatically at end of policy period.