Drought

Drought Protection is named peril insurance that allows you to limit losses from drought by paying for periods of unusually low rainfall. You choose the amount of rainfall below which you need to get paid, and how much you need to get paid if the weather is dry.

If desired, you can add in Storm Protection, which ensures that rain that comes all at once in big storms is not counted towards your rainfall total.

Drought Protection can be fully customized by date and coverage level. There is no claims process required to get paid. Instead, payout is automatic if rainfall is insufficient, compensating you within 10 business days.

Key benefits

• Storm Protection prevents rain that is lost as run-off and which doesn't help your crop from counting against your guarantee.
• Coverage periods from 45 days to as long as desired.
• Provides coverage for all or a portion of your land.
• Insure as much of your crop value as needed.
• Available nationwide, for any crop.
• Works as independent insurance or supplement to PRF Insurance.
• No claims process required. Policyholders are paid automatically at end of policy period.