The Climate Corporation protects growers against four key weather perils that can negatively impact yield: Rain, Drought, Heat and Freeze.
Our flagship weather risk management solution is Total Weather Insurance (TWI).
TWI is full-season insurance that protects against the major weather perils you may face throughout the growing season. Coverage is optimized for a particular grower based on crop, location, soil type and local weather risks.
In addition to TWI, The Climate Corporation offers named peril coverage.
Designed to protect producers from financial losses they may incur as a result of drought on rangeland, pastureland or hayland. The coverage pays policyholders based on the severity of drought during the coverage period, as measured by plant available soil moisture levels.
Too much heat stress or inadequate summer heat units can threaten crop development and shrink yields by over 50%.
Both spring and fall freezes can devastate crops, necessitating replanting or causing significant yield loss.
Frequent or heavy rains can cause significant production issues from planting through harvest.