Total Weather Insurance

Total Weather Insurance (TWI) is the only full-season insurance program that enables you to lock in profits by insuring against bad weather that can cause yield shortfalls.

TWI is powered by Farm-Level Optimizer™, which dynamically determines the weather conditions that can make or break an individual grower's yields based on crop, location and soil type, and then automatically optimizes full-season weather protection for that grower's farm.

Total Weather Insurance policies have no claims process, no paperwork, and no waiting for payment. If bad weather happens, you are paid automatically. And TWI works with your cash flow by not requiring any premium payment until the end of the 2012 crop year.

With TWI you can manage your production with more profit certainty, giving you greater financial stability and peace of mind.

Overview of How Total Weather Insurance Works

Summary of TWI Benefits

Comprehensive TWI provides coverage against the major weather perils you may face during the crop year. 

Optimized Coverage is tuned to your crop, location and local weather risks – for the profit level desired. 

Profit focused TWI complements federal crop insurance by paying out at higher yields and more frequently to protect your profits. 

Automated TWI simplifies the process of quoting, purchasing, and tracking weather insurance with an intuitive online interface for agents and growers. 

Hassle-free TWI policies have no claims process, no paperwork, and no waiting for payment. If bad weather happens, you are paid automatically. 

Cash flow friendly TWI works with your cash flow by not requiring any premium payment until the end of the 2012 crop year. 

Validated The Climate Corporation's insurance products are approved in all 50 states, and are supported by an A.M. Best "A" rating.