His Story

At the Cyrulik family farm there are three generations working together—Mike Cyrulik along with his father and his son.  They grow corn and soybean on their 4,900 acres.  Mike grew up on the farm and was happy to carry on the family tradition. 

But there are clear challenges.  Specifically, it is hard to plan his cash flow because, “input costs fluctuate on a daily basis.”  Along with unstable input costs, Mike faces unstable yields due to weather because “in the last four years nothing with the weather has been normal. I don’t know how to plan for it.  There is a lot of variation even in the same geographic area.  Weather patterns are changing.”

When Mike was looking at his risk management for the past corn and soybean season, his crop insurance agent suggested he look into Total Weather Insurance (TWI).  “I took out TWI hoping nothing will happen, just in case, for peace of mind.  You never know what is over the horizon.”

“TWI helps protect me in those critical planting times.  If I couldn’t get the crop planted because of rain, it was going to help.  If it got too hot after the crop was planted, it was going to help.  It helped protect me in those critical times.”