His Story

Derric Eisenmann grew up on a farm, and has been making his living farming for the last five years.  The 34 year-old father of two young children farms 700 acres of primarily corn and soybeans.  He also runs a side business as a crop inputs consultant, which makes him intimately familiar with the challenge growers face of rising costs and risk to get a crop in the ground. Derric loves farming and says that “I enjoy the decision-making process that goes along with farming.  You can be your own boss.”

Derric says that with the personal freedom comes tradeoffs. “Keeping a farm is becoming a really risky thing, a battle. There are a lot of things you have to do like manage those input costs and you just can’t keep doing every little thing that comes around.” 

Derric first heard about Total Weather Insurance (TWI) through his crop insurance agent and immediately saw its value over other tools because of his experience with risk management. He describes TWI as a “different tool for managing the weather and heat.  It’s more about managing individual stress – more than just blanket coverage that protects only yield or price.”  Unlike federal crop insurance, Derric likes that TWI is fully customizable for his farm.

Talking about one of his farms, Derric says “We’ve been dry and hot for the past two summers and really wet through the spring.  This season it was wet, wet, wet early and then turned hot and dry – a battle of managing conditions.”  For that reason, Derric found TWI’s components of Early Season Rain and Pod Fill Drought particularly attractive coverage options.

“There are major things you have to do every year to protect yourself – the ability to manage risk with TWI is one of them.”